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EMV — Chip & Signature

More and more US consumers have chips on their credit cards. And coming in October 2015 there may be fraud-protection incentives for accepting payments using chips instead of the traditional magnetic stripes. These smartcard chips are part of the EMV alliance of Europay, MasterCard, and Visa, and have been widely deployed abroad for some time.

NFC — Apple Pay

Are you ready to accept Apple Pay?

With the buzz around Apple Pay, Apple’s entry into contactless payments with the NFC-enabled iPhone 6, iPhone 6 Plus, and Apple Watch, it’s time for merchants to get ready to accept payments from customers’ mobile devices.

Near Field Communication technology has been embraced by the big four payment brands: MasterCard PayPass, Visa payWave, American Express ExpressPay, and Discover NetworkZip. 35 million contactless payment cards have been issued to consumers already.

Exciting new technology such as Apple Passbook, Google Wallet in Android and Microsoft’s Wallet Hub in Windows Phone allow consumers to use their smartphones to pay with any credit card they choose.

More and more consumers are abandoning big wallets with cash and countless cards, instead loading their payment information into their smartphones. Don’t lose out on their business. Start accepting contactless payments today.